Another suggestion is to move the ADD NOTE spot.

On my computer I have to scroll down to see the ADD NOTE. Maybe if it was moved to before where it says 'help page' people would see it. This probably has to do with my computers font size.

Bankcollector is right when I see note I think that you want me to put some message there, so I think by adding the word 'bill' may help.

*We do get a lot of people who sign up just to enter one note* It would be great to find out why they signed up just to enter the one bill. On the other hand we get a ton of people who never sign up and still manage to enter their note.