Thanks. You basically helped me read my own handwriting! I entered the two notes.
Sorry, I had noticed the 'for future reference...' note before, but I didn't realize that by 'www.cdn-money.ca forum' you meant there was actually a forum with that name, I just thought you meant post it within the forum area (as opposed to perhaps emailing you -- I figured someone had emailed you and you had posted their email into the forum). I never scrolled down to the bottom of the forum list to see that one.